Privacy Statement

Concrete Equipment Financial Services Corp. and its subsidiaries and
affiliates (“CEF”, “we”, “us”, “our”, or the “Company”) are committed to
respecting your privacy. This Privacy Statement describes CEF’s privacy
practices in relation to the websites, products, services and programs
owned and operated by Concrete Equipment Financial Services Corp. In addition, this policy states
how you can control the collection, correction and/or deletion of
information. We will not use or share your information with anyone
except as described in this Privacy Statement.

We urge you to read this Privacy Statement so that you understand our
commitment to you and your privacy, and how you can participate in that
commitment. When you visit our websites, or provide personal
information to us through other means, you consent to the use of your
information as described in this Privacy Statement.

Concrete Equipment Financial Services Corp. may review and update this Privacy Statement
periodically to reflect changes to our privacy practices. We will
provide notification of material changes to this Privacy Statement
through the Company’s website. We encourage you to periodically review
this page for the latest information on our privacy practices.

1. Web sites covered

This Privacy Statement covers information practices, including how
the Company collects, uses, shares and secures the personal information
you provide, of websites that link to this Privacy Statement.

Concrete Equipment Financial Services Corp.’s websites may contain links to other websites. The
information practices or the content of such other websites is governed
by the privacy statements of such other websites. Concrete Equipment Financial Services Corp.
encourages you to review the privacy policies of other websites to
understand their information practices.

Please also note that co-branded websites (i.e., websites where CEF
presents content together with one or more of our business partners) may
be governed by additional or different privacy statements. Please refer
to the privacy statement on those websites for more information about
applicable privacy practices.

2. Personal information we collect

This Privacy Statement applies to personal information and other
information collected by Concrete Equipment Financial Services Corp. or its service providers from
or about:

1. Visitors to, or users of, its websites;
2. Service providers and business partners;
3. Other third-parties that it interacts with.

The personal information Concrete Equipment Financial Services Corp. collects includes the following:

Website navigational information. CEF may collect certain information
about you from your web browser when you visit our websites. This
information may include your Internet Protocol (“IP”) address, browser
type, browser language, and the date and time of your request. This
information could indirectly identify you and gathering this information
from you helps us ensure our websites and other services work correctly
in support of our customer analytic efforts.

Email communication. We use pixel tags or web beacons in our
marketing emails so that we can track your interaction with those
messages, such as when you open the email or click a URL link that’s
embedded within them. When recipients click on one of those URLs, they
pass through a separate web server before arriving at the destination
page on an Concrete Equipment Financial Services Corp. website. We use these tools to determine
potential interest in particular topics, as well as measure and improve
the effectiveness of our communications with you.

Cookies and similar technologies. We may collect information about
your use of our websites through cookies and similar technology, such
as Google Analytics.
A “cookie” is a unique numeric code that we transfer to your computer
so that we can keep track of your interests and/or preferences and
recognize
you as a return visitor to our websites. Concrete Equipment Financial
Services Corp. uses cookies to operate and improve our websites as well
as to simplify
the interaction with you. When you visit our websites, our servers send a
cookie to your computer or mobile device to help personalize your
experience. Cookies help us better understand user behavior. Cookies
only stand to recognize your web browser but information collected from
cookies is not personally identifiable. Concrete Equipment Financial Services Corp. may also use
web beacons or other technologies in conjunction with cookies to gather
information about your visit to our websites. Web beacons may be
embedded through our website or electronic communications and can allow
servers to collect information related to your visit. Web beacons are
primarily used to provide content and advertisements that are more
relevant to you.

Some web browsers provide settings that allow you to control or
reject cookies or to alert you when a cookie is placed on your computer,
tablet or mobile device. Although you are not required to accept
cookies, if you block or reject them, you may not have access to all
features available through our services.

Social media applications. Our websites include social media
features, such as the LinkedIn or Twitter button and other widgets that
run on our website. These features may collect your IP address and which
page you are visiting on our website, and may set a cookie to enable
the feature to function properly. Social media features and widgets are
either hosted by a third party or hosted directly on our website. Your
interactions with these features are governed by the privacy policy of
the organization providing it.

Third party sources. Concrete Equipment Financial Services Corp. may also collect information
about you from other sources to help us correct or supplement our
records, improve the quality or personalization of our services to you,
and prevent or detect fraud. We work closely with third parties (for
example, business partners, service providers, sub-contractors,
analytics providers and search information providers) and may receive
information about you from them.

Public forums, blogs and the customer reference program
Concrete Equipment Financial Services Corp. websites may feature bulletin boards, blogs or forums. Any
personal information that you choose to submit via such a forum may be
read, collected, or used by others who visit these forums, and may be
used to send you unsolicited messages. Concrete Equipment Financial Services Corp. is not
responsible for the personal information you choose to submit in these
forums.

3. How we use and disclose personal information

Concrete Equipment Financial Services Corp. may use your personal information to provide you
products and services, such as to fulfill your requests for products or
to help us personalize our offerings to you. We also use your personal
information to support our business functions, such as sales, marketing,
services, recruitment and legal functions. For example, we may use this
information to:

• Fulfill requests;
• Send product and services updates;
• Respond to customer service requests;
• Send marketing communications;
• Improve our websites and marketing efforts;
• Conduct research and analysis;
• Comply with legal and/or regulatory requirements;
• Respond to questions and concerns; and
• Process employment applications and background checks.

Apart from using your personal information to support our own
business functions, we may disclose your personal information under the
following conditions:

Disclosure of personal information to third parties. Concrete
Equipment Financial Services Corp. will not rent or sell your personal
information to others but
may disclose personal information with third-party vendors and service
providers that work with Concrete Equipment Financial Services Corp. We will only share personal
information to these vendors and service providers to help us provide a
product or service to you. Examples of third parties we work with are
background check agencies, benefits providers, financial institutions
and other service providers that provide corporate functions to us such
as human resources and customer relationship management. These third
parties only have access to personal information necessary for them to
perform their services.

Disclosure of personal information for business purposes. In the
event of corporate divestures, mergers, acquisitions, bankruptcies,
dissolutions, reorganizations, liquidations, or general business
transactions or proceedings, Concrete Equipment Financial Services Corp. may buy, sell, divest or
transfer your personal information.

Disclosure of personal information for legal and safety reasons.
Concrete Equipment Financial Services Corp. may be required to disclose
personal information to
regulatory authorities, law enforcement agencies or government agencies.
We may disclose information to:

• comply with valid legal process including subpoenas, court orders or search warrants, and as otherwise authorized by law;
• respond to lawful requests by public authorities, including to meet national security or law enforcement requirements;
• in the event of an emergency that threatens an individual’s life, health, or security; or
•
to the extent permitted by applicable law, in special cases in which we
believe it is reasonably necessary to investigate, identify, or take
preventive measures or bring legal action against someone who may commit
or cause harm, fraud, abuse, or illegal conduct, such as a threat of
harm to you or anyone else, interference with our rights or property, or
public safety anywhere in the world.

Disclosure of personal Information via links to third party services
and applications. Using our websites or services may link you to third
party websites, services, and applications. Concrete Equipment Financial Services Corp. is not
responsible for any personal information collected by such third parties
which use is governed through the third party’s website’s privacy
policies. Any interactions you have with these websites, services, or
applications are beyond the control of Concrete Equipment Financial Services Corp. When you post
information to or through such services, those websites’ privacy
policies apply. We urge you to read the privacy and security policies of
any external websites before providing any personal information while
accessing those websites.

4. Customer data

Concrete Equipment Financial Services Corp.’s customers may electronically submit data or
information to us for hosting and processing purposes (“Customer Data”).
In accordance with the Concrete Equipment Financial Services Corp. policy, Concrete Equipment Financial Services Corp. will
access Customer Data only for providing our products and services or
for preventing or addressing service or technical problems (at a
customer’s request in connection with customer support matters), or as
may be required by law. Concrete Equipment Financial Services Corp. will not otherwise review,
share, distribute, or reference any Customer Data except as authorized
by the applicable customer.

Concrete Equipment Financial Services Corp. may transfer personal information to third party
companies that help us provide our products and services. Transfers to
subsequent third parties are covered by the provisions in this Privacy
Statement regarding notice and choice and the service agreements with
our customers.

Concrete Equipment Financial Services Corp. acknowledges that you have the right to access your
personal information. If personal information pertaining to you as an
individual has been submitted to us by an Concrete Equipment Financial Services Corp. customer and
you wish to exercise any rights you may have to access, correct, amend,
delete, or limit uses or disclosures of such data, please inquire with
our customer directly. Because Concrete Equipment Financial Services Corp. personnel have limited
ability to access data our customers submit to our products and
services,
if you wish to make your request directly to Concrete Equipment
Financial Services Corp., please provide the name of the Concrete
Equipment Financial Services Corp. customer who
submitted your data to our products and services. We will refer your
request to that customer and will support them as needed in responding
to your request within a reasonable timeframe.

5. How CEF protects your data

Security of your information is of the utmost importance to Concrete
Equipment Financial Services Corp.. Concrete Equipment Financial
Services Corp. uses reasonable security practices,
including technical and physical safeguards, to protect the security of
your personal information from misuse and unauthorized access and
disclosure. Nevertheless, such security measures cannot prevent all
loss, misuse, alteration, or unauthorized access or disclosure of
personal information, and we are not able to guarantee absolute
security.

6. Access and choice

Concrete Equipment Financial Services Corp. may retain your information for a period of time
consistent with the original purpose of collection, legitimate business
interests, to conduct audits, comply with our legal obligations, resolve
disputes and enforce our agreements.

7. Conflicts with this Privacy Statement

This Privacy Statement may not apply to the extent it conflicts with
other controlling terms and conditions (such as, for example, an
agreement for our products and services between Concrete Equipment Financial Services Corp. and
you or your organization) or applicable law or regulation.

8. How to contact us

Any questions, inquiries, complaints, and requests related to this Privacy Statement can be directed to us by mail at:

3501-1055 Dunsmuir Street,
Vancouver, BC V7X 1K8
Canada